WCI Brokerage is the marketing and underwriting firm that AAI utilizes to identify, underwrite and approve suitable merchant cash advance requests.

A qualified lender who provides capital in merchant cash advance transactions.

Fewer banks cater to the needs of small businesses. Even those who do, have a lengthy time period for processing and funding loans or cash advances.

Approximately 8%.

Syndicate Partners portfolio statements are generated monthly. In addition, Partners receive a portal password giving them access to their account status on a 24/7 basis.

Advances average approximately $50,000, with terms averaging 8 months.

1. Internet Marketing
2. Use of Independent Sales Organizations (ISO’s)
3. In-house Agents
4. Repeat Business

An application received by 10:00am can usually be funded by 4:00pm same day, assuming all stipulations required from the merchant are received timely.

Syndicate Partners receive a 9-month Promissory Note, a Memorandum of Indebtedness or Loan Agreement from WCI Brokerage.

In excess of 15%*.

Merchants make stipulated payments daily via ACH debit from their business operating bank accounts.

Current estimates are over $24 billion in the U.S. and growing at 20% per year. The merchant cash advance industry is expanding across the globe.

Approximately 1 out of 10.

In addition to basic internet services, WCI Brokerage uses CLEAR investigation software program for background checks. Experian is used for business and personal credit scores. DecisionLogic is utilized to verify banking information.

WCI Brokerage does not rely totally on digital communication. Personal contact is made with every merchant before an advance is made. WCI Brokerage staff remains in personal contact with the merchant throughout the term of the advance.

An external accounting firm validates Syndicate Partner portfolio performance and balances quarterly.

Approximately 30%.